My Plan FAQ's

Articles and videos designed to provide insight into each section of My Plan and help you personalize your Plan.

Michelle Dash avatar Andy Beck avatar Davorin Robison avatar +1
102 articles in this collection
Written by Michelle Dash, Andy Beck, Davorin Robison and 1 other
Planner Operations and Overview

Your Overview

This article describes all of the elements of your Overview.
Nancy Gates avatar
Written by Nancy Gates
Updated this week

NewRetirement Planner Assumptions

This article describes many of the assumptions underlying the Planner's operations.
Michelle Dash avatar
Written by Michelle Dash
Updated this week

What are the Default Rates in the Planner?

This article describes default rates, adjusting rates, how inflation impacts your plan, and interaction with the Social Security COLA.
Nancy Gates avatar
Written by Nancy Gates
Updated this week

Planner Operations: Funding Expenses

This article describes the Planner's functionality around expenses.
Nancy Gates avatar
Written by Nancy Gates
Updated over a week ago

Planner Operations: Withdrawals

This article describes the default withdrawal order, changing the order of withdrawals and accounts for RMDs, and manual withdrawals.
Nancy Gates avatar
Written by Nancy Gates
Updated this week

How do I increase my Plan Completeness?

You may have noticed your Plan Completeness Score drop with the recent update to My Plan. This article outlines how to get back to 100%.
Davorin Robison avatar
Written by Davorin Robison
Updated over a week ago

How do I get this chat off of my screen?

This brief article shows how to close the chat window.
Davorin Robison avatar
Written by Davorin Robison
Updated over a week ago

Should I enter today’s dollars or future dollars?

This article will help you understand the impact of the time value of money in your plan.
Nancy Gates avatar
Written by Nancy Gates
Updated over a week ago

How do I use the Plan Health Chart?

This article explains how to read the plan health chart on the dashboard.
Andy Beck avatar
Written by Andy Beck
Updated over a week ago

What does the Income Score represent?

This article describes the Income Score, its use in interpreting your plan, and that we are not applying a 4% withdrawal in your plan.
Nancy Gates avatar
Written by Nancy Gates
Updated this week

What is Monte Carlo analysis?

This article explains what Monte Carlo simulations are and how they play a key role in a comprehensive financial plan
Davorin Robison avatar
Written by Davorin Robison
Updated over a week ago

Monte Carlo simulation and your plan

This article describes a number of common methods to help you evaluate the uncertainty and risk around your portfolio and your plan.
Nancy Gates avatar
Written by Nancy Gates
Updated yesterday

I live outside the US, how do I model income that is not taxed?

This article explains how to model common scenarios for expats.
Michelle Dash avatar
Written by Michelle Dash
Updated over a week ago
Accounts and Assets

The importance of asset rates of return

This article describes how your asset rates of return affect your plan.
Nancy Gates avatar
Written by Nancy Gates
Updated this week

How do I model asset allocation?

This article describes how to include asset allocation considerations in your projections.
Michelle Dash avatar
Written by Michelle Dash
Updated this week

How do I model cash accounts?

This article explains how to model checking accounts, savings accounts, emergency funds, and CDs.
Michelle Dash avatar
Written by Michelle Dash
Updated over a week ago

How do I model after-tax (brokerage) accounts

This article describes how to enter your After-Tax Accounts.
Davorin Robison avatar
Written by Davorin Robison
Updated over a week ago

How to enter I Bonds in My Plan

This article describes how to enter I Bonds in your Plan.
Nancy Gates avatar
Written by Nancy Gates
Updated this week

How to enter tax exempt bonds and bond funds in My Plan

This article describes how to enter tax exempt bonds and bond funds in your Plan.
Nancy Gates avatar
Written by Nancy Gates
Updated this week

How do I model dividends?

This article explains how to account for dividend income or reinvestment in your plan.
Nancy Gates avatar
Written by Nancy Gates
Updated over a week ago

How can I quickly update all of my account balances?

The "Update Balances ✎" feature allows for easy manual updates of all accounts at once.
Davorin Robison avatar
Written by Davorin Robison
Updated over a week ago

How are Contributions Funded?

This article describes the funding of contributions in your Plan
Nancy Gates avatar
Written by Nancy Gates
Updated over a week ago

How can I exclude an account from withdrawals?

This article outlines why you may want to exclude your accounts from automatic withdrawals and how to use the Exclude feature
Davorin Robison avatar
Written by Davorin Robison
Updated over a week ago

What Is the default account?

This article explains what the Default Account is, why it may appear in your plan, and how to replace it.
Davorin Robison avatar
Written by Davorin Robison
Updated over a week ago

How do I link my accounts?

How to troubleshoot if you linked to a financial institution successfully and do not see your accounts linked.
Michelle Dash avatar
Written by Michelle Dash
Updated over a week ago

I have an issue linking accounts.

This article will help you answer common questions about conntecting to accounts and financial institutions.
Michelle Dash avatar
Written by Michelle Dash
Updated over a week ago

How do I model an HSA account and contributions?

This article describes how to add HSA accounts and contributions to your plan.
Michelle Dash avatar
Written by Michelle Dash
Updated over a week ago

How do I model 529 accounts?

This article describes adding 529 accounts and contributions.
Michelle Dash avatar
Written by Michelle Dash
Updated over a week ago

How do I withdraw from a 529 plan?

This article explains how to model withdrawals from a 529 plan.
Michelle Dash avatar
Written by Michelle Dash
Updated over a week ago

How to enter a CD in My Plan

This article describes entering a CD in your Plan.
Nancy Gates avatar
Written by Nancy Gates
Updated this week

How to enter a MYGA in My Plan

This article describes how to enter a MYGA in your Plan.
Nancy Gates avatar
Written by Nancy Gates
Updated this week

How do I enter Deferred Compensation in My Plan?

This article explains how to account for deferred compensation in your Plan.
Nancy Gates avatar
Written by Nancy Gates
Updated over a week ago

How do I model a HELOC?

This article describes how to model a home equity line of credit.
Davorin Robison avatar
Written by Davorin Robison
Updated over a week ago

How do I model repaying 401k loans?

This article explains explains how to model repayment of 401k loans.
Michelle Dash avatar
Written by Michelle Dash
Updated over a week ago

What is a Required Minimum Distribution (RMD)?

This is a brief explanation of RMDs.
Davorin Robison avatar
Written by Davorin Robison
Updated over a week ago

How do I simulate delaying RMDs?

This article describes how to model delaying RMDS while you continue working.
Michelle Dash avatar
Written by Michelle Dash
Updated over a week ago

How do I model inherited IRA withdrawals?

This article will show you how to model manual inherited IRA withdrawals.
Michelle Dash avatar
Written by Michelle Dash
Updated over a week ago

What Is a DAF (Donor-Advised Fund) and How Do I Model One?

This article includes a brief introduction to DAFs and a tutorial on how to properly model a DAF within the Planner.
Davorin Robison avatar
Written by Davorin Robison
Updated over a week ago

Where do I add cash value for life insurance?

This article describes where to model life insurance.
Michelle Dash avatar
Written by Michelle Dash
Updated over a week ago
Home and Real Estate

How do I model relocating my primary home?

This article describes selling your primary residence and purchasing a new home.
Michelle Dash avatar
Written by Michelle Dash
Updated over a week ago

How do I model a relocation in My Plan?

This video demonstrates modeling a relocation in your Plan.
Nancy Gates avatar
Written by Nancy Gates
Updated this week

How do I model selling my primary home and renting a new residence?

This article describes selling your primary home to rent a new residence.
Michelle Dash avatar
Written by Michelle Dash
Updated over a week ago

How do I model selling my primary residence and renting a new residence in My Plan?

This video demonstrates selling your primary residence and renting a new residence.
Nancy Gates avatar
Written by Nancy Gates
Updated this week

How do I model relocating to a new home and renting my former home?

This article describes relocating to a new home with the intent to rent your old primary residence.
Michelle Dash avatar
Written by Michelle Dash
Updated over a week ago

How to purchase a new primary residence and rent your former home in My Plan

This video demonstrates purchasing a new primary residence and renting your former home for income.
Nancy Gates avatar
Written by Nancy Gates
Updated over a week ago

How do I model multiple relocations?

The Planner currently allows for one change to your primary residence. This article explains how to work around this and model multiple.
Davorin Robison avatar
Written by Davorin Robison
Updated this week

How do I pay off my mortgage early?

This article describes ways to model paying off your home early.
Michelle Dash avatar
Written by Michelle Dash
Updated over a week ago

Accounting for Rental Real Estate Income

This article describes how to account for income from Rental Property in My Plan.
Nancy Gates avatar
Written by Nancy Gates
Updated over a week ago

How do I model rental property and income in My Plan?

This video demonstrates adding rental property and rent to your retirement plan.
Michelle Dash avatar
Written by Michelle Dash
Updated this week
Social Security

What is your Social Security Benefit and Start Date?

This video describes entering Social Security in My Plan.
Michelle Dash avatar
Written by Michelle Dash
Updated over a week ago

How do I enter my Social Security benefit?

This article describes how to model your Social Security benefit based on your claiming age.
Michelle Dash avatar
Written by Michelle Dash
Updated over a week ago

Early Retirement and Social Security

This article discusses adjusting your Social Security Benefit for reduced earnings due to early retirement.
Nancy Gates avatar
Written by Nancy Gates
Updated over a week ago

Spousal Social Security

This article describes modeling spousal Social Security Benefits in My Plan.
Nancy Gates avatar
Written by Nancy Gates
Updated over a week ago

Claiming an individual Social Security Benefit prior to Full Retirement Age and later switching to a Spousal Benefit in My Plan

This article describes claiming an individual Social Security Benefit prior to FRA and later switching to a Spousal Benefit in My Plan.
Nancy Gates avatar
Written by Nancy Gates
Updated over a week ago

Claiming an individual Social Security Benefit at Full Retirement Age and switching to a Spousal Benefit in My Plan

This article describes claiming an individual Social Security Benefit and later switching to a Spousal Benefit in My Plan.
Nancy Gates avatar
Written by Nancy Gates
Updated over a week ago

Social Security Survivor's Benefits for widows and widowers

This article describes how to account for Social Security Survivor Benefits in My Plan.
Nancy Gates avatar
Written by Nancy Gates
Updated over a week ago

Social Security Disability Benefits

This article describes how to account for Social Security Disability benefits in My Plan.
Nancy Gates avatar
Written by Nancy Gates
Updated over a week ago

Social Security Windfall Elimination Provision (WEP)

This article explains how to model Social Security Benefits reduced by WEP in My Plan.
Nancy Gates avatar
Written by Nancy Gates
Updated over a week ago

Social Security Government Pension Offset (GPO)

This article describes modeling GPO in My Plan.
Nancy Gates avatar
Written by Nancy Gates
Updated over a week ago