If you decide to work past age 65 and have an employer-sponsored healthcare plan, you can model delaying Medicare.

1. Go to My Plan > Medical

2. Scroll to "What will your out-of-pocket costs be after you are eligible for Medicare?"

3. Click on "Estimate Projected Medicare Expenses."

Estimate Projected Medicare Expenses Image

4. Click on "Yes" for the question "Will you have employer-sponsored Medical care?

Employer sponsored care image

5. Enter your annual out-of-pocket costs and the age these costs will end.

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