NewRetirement is a financial planning platform designed to help you create a dynamic financial plan that aligns with your goals and priorities regardless of your age, income, or accumulated assets. We partner with you as you balance what is most highly valued in life today with the possibilities of tomorrow.
If you're wondering what features are available in the Planner, please refer to this chart. If you would like to know what features are available to free subscribers and which features are available to PlannerPlus subscribers, please refer to our pricing page.
Please note * The Planner is based on US tax law and models retirement income such as Social Security and Required Minimum Distributions as per IRS regulations.
Chance of Success
Lifetime Tax Liability
Monte Carlo Analysis
User has the ability to modify longevity age, General Inflation, Social Security COLA, Housing Appreciation, and Medical Cost Appreciation rates
Data is entered in today's dollars. Projections are portrayed in future dollars.
Link via Plaid or enter accounts manually
User determines growth rates per account
Inherited IRAs treated separately
Tax Advantaged Accounts (401k, 403b, 457, Traditional IRA, 529, HSA)
Roth Accounts (Roth 401k, Roth IRA)
After-tax savings and brokerage accounts
Capital Gains Tax modeling
Wide variety of budget categories
Specify tax treatment per expense
Medicare Part B and D Premiums
Pensions and annuities
Passive income; rental income and dividends
Primary residence; own or rent
Relocate, downsize, state relocation
Purchase and sale of unlimited properties
Capital gains taxes on property sales are manual
Federal and State Income Tax Long Term Capital Gains Tax
Social Security Taxation
Models current tax rates throughout
Monte Carlo Simulation with 1,000 runs
Social Security Maximization
Roth Conversion Maximization
Net Worth Statement
Cash Flow Report
Timeline of Milestones
Lifetime Cash Flow Report
Projected Net Worth
Social Security Summary
Free Live Events
Private Facebook Group
Classes and Webinars
24 hour average response time
Financial Wellness Coaches
Certified Financial ProfessionalsⓇ
What is PlannerPlus?
Our easy to use suite of tools is built around a best-in-class retirement calculation engine that is continuously updated to accurately factor in every necessary variable.
Organizing your financial life with our digital planning platform increases your ability to find opportunities, protect against risk, and create a personalized path to a secure future.
The Planner is intended to help you create a long term financial plan, understand the interdependencies among plan elements, and make sound decisions.
Each plan is founded on multiple assumptions such as asset growth rates, inflation, and income tax legislation. As a result, the projected estate value, estimated account values, withdrawals, and tax liability will fluctuate.
PlannerPlus is currently a forward--looking projection engine. The calculations and projections move forward each month. For this reason, we recommend using tax software or working with a tax professional for current year tax planning.
Bear in mind that the Planner is not a tax calculator, budget app, asset allocation tool, or cash management tool.