**Contributions**

## You have the ability to make 2 types of contributions in the Planner; Standard Contributions and Income Linked Contributions.

**Income Linked Contributions**

**Best For **

Contributions that are deducted from your paycheck

An employer match

Contributions that you want to occur no matter what

Where can I ** add** Income Linked Contributions?

Where can I ** edit and delete **Income Linked Contributions?

**How do Income Linked Contributions Increase Over Time?**

When using both the Dollar and Percentage options, income linked contributions increase based on your income growth rate assumptions. And, you can choose to auto escalate your contributions as well.

## What contribution limits are applied in Planner?

We apply the annual limit for one traditional and/or Roth IRA per person

We apply the annual limit for one 401k/403b per person

We allow annual contribution limits for one 401k or 403b and 457b per person

**How are Income Linked Contributions Funded?**

Income linked contributions preclude funding of expenses. The contribution will be made and may create a gap between income and expenses. When this occurs, the Planner will drawdown from savings to fund your expenses.

**Standard Contributions**

Where can I ** add** Standard Contributions?

Where can I ** edit and delete **Standard Contributions?

**Best For**

Contributions that you want funded after all expenses are met.

**How do Standard Contributions Increase Over Time?**

Standard contributions increase based at the rate you have entered in Assumptions for General Inflation.

**How are Standard Contributions Funded?**

Contributions will be realized when there is sufficient excess income after all expenses have been funded.

### How do I increase contributions to model the "catch up" amount after age 50?

In order to model a change in contributions, you'll end your current income stream with contributions at age 49 and 11 months and add a new income stream at age 50.