Go to NewRetirement
All Collections
My Plan FAQs
My Plan FAQs
These are frequently asked questions about how to configure My Plan
48 articles in this collection
Written by
Michelle Dash
and
Davorin Robison
System Assumptions
Written by
Michelle Dash
Updated over a week ago
How are medical assumptions calculated?
This article explains how medical assumptions are used in Planner and PlannerPlus.
Written by
Michelle Dash
Updated over a week ago
Plan
How are age ranges calculated?
This article will explain the caluclation assumptions for from age and through age inputs.
Written by
Michelle Dash
Updated over a week ago
I live outside the US, how do I model income that is not taxed?
This article explains how to model common scenarios for expats.
Written by
Michelle Dash
Updated over a week ago
How do I view a different scenario?
This will show you how to activate a different scenario.
Written by
Michelle Dash
Updated over a week ago
How do I set up a scenario?
This will show you how to model various iterations of your plan.
Written by
Michelle Dash
Updated over a week ago
Expenses
Why do my expenses seem higher on the Dashboard chart?
This article will explain how expenses are calculated on the lifetime retirement projection chart.
Written by
Michelle Dash
Updated over a week ago
Should I include property taxes in my expenses?
This will explain how to model property taxes in your plan.
Written by
Michelle Dash
Updated over a week ago
What is the difference between "Like to Spend" and "Must Spend"
Written by
Michelle Dash
Updated over a week ago
What is the difference between Monthly Expense Totals or PlannerPlus Budgeter?
This article will help you decide the best way to model your expenses.
Written by
Michelle Dash
Updated over a week ago
What is Excess Income?
Excess income is money that is not earmarked in your plan to be saved or spent.
Written by
Michelle Dash
Updated over a week ago
Social Security
How do I model switching to my spouse switching to half of my Social Security Benefit at full retirement age?
This will show you how to model claiming Social Security for your spouse and then switching their benefit at full retirement age.
Written by
Michelle Dash
Updated over a week ago
How do I enter my Social Security benefit?
This will tell you how to model your Social Security benefit based on claiming age.
Written by
Michelle Dash
Updated over a week ago
Real Estate
How do I pay off my mortgage early?
This article describes ways to model paying off your home early.
Written by
Michelle Dash
Updated over a week ago
How do I model relocating to a new home and renting my former home?
How to model to relocating to a new home with the intent to rent your old primary residence.
Written by
Michelle Dash
Updated over a week ago
How do I model selling my primary home?
How to model selling your primary home to rent a new residence.
Written by
Michelle Dash
Updated over a week ago
How do I model relocating my primary home?
This will show you how to model selling your house and purchasing a new home.
Written by
Michelle Dash
Updated over a week ago
How do I make lump sum contributions towards debt?
This article will show you how to model making early payment to mortgages, student loans, and credit card debt.
Written by
Michelle Dash
Updated over a week ago
Accounts
How do I change my asset allocation in the future?
This video shows how to model changing the growth assumptions of an investment account.
Written by
Michelle Dash
Updated over a week ago
How do I model a partial year of work?
This video describes how to model a partial year of work.
Written by
Michelle Dash
Updated over a week ago
How do I model a HELOC?
This article describes how to model a home equity line of credit.
Written by
Michelle Dash
Updated over a week ago
Why did the Roth Explorer convert an account that is not eligible?
This article addresses why the Roth Explorer converts all retirement accounts.
Written by
Michelle Dash
Updated over a week ago
Why do my Roth Explorer conversions start at 60?
This article explains why Roth conversions may start at 60.
Written by
Michelle Dash
Updated over a week ago
What can I do to get the Roth Conversion Explorer to run successfully?
This article documents common solutions for Roth Conversion Error Messages
Written by
Michelle Dash
Updated over a week ago
How do I change the order of accounts used for RMDs
This article will describe how you can impact the order of accounts for Required Minimim Distributions
Written by
Michelle Dash
Updated over a week ago
Why are my scenarios missing accounts?
This article explains the impact of a change to to the way accounts are shared among scenarios.
Written by
Michelle Dash
Updated over a week ago
What information is shared among scenarios?
This article explains which fields are shared between scenarios.
Written by
Michelle Dash
Updated over a week ago
How do I model 529 accounts?
This article describes how to model contributing to 529 plans.
Written by
Michelle Dash
Updated over a week ago
How do I model an HSA account and contributions?
This article will describle how to add HSA accounts and contirbutions to your plan.
Written by
Michelle Dash
Updated over a week ago
How do I model cash accounts?
This article explains how to model checking accounts, savings accounts, emergency funds and CDs.
Written by
Michelle Dash
Updated over a week ago
I have an issue linking accounts.
This article will help you answer common questions about conntecting to accounts and financial institutions.
Written by
Michelle Dash
Updated over a week ago
How do I link my accounts?
How to trouble shoot if you linked to a financial institution sucessfully and do not see your accounts linked.
Written by
Michelle Dash
Updated over a week ago
How do I model asset allocation?
This article will explain how to include asset allocation considerations in your projections.
Written by
Michelle Dash
Updated over a week ago
Contributions & Withdrawals
What is a Required Minimum Distribution (RMD)?
This is a brief explanation of RMDS.
Written by
Davorin Robison
Updated over a week ago
How do I model repaying 401k loans?
This article explains explains how to model repayment of 401k loans.
Written by
Michelle Dash
Updated over a week ago
How do I model manual withdrawals?
This article explains how to model a manual withdrawal.
Written by
Michelle Dash
Updated over a week ago
How Do I Model a ROTH Conversion?
This article will describe the steps to model ROTH Conversions.
Written by
Michelle Dash
Updated over a week ago
How do I model a QCD?
This article explains how to model Qualified Charitable Disributions.
Written by
Michelle Dash
Updated over a week ago
How do I withdraw from a 529 plan?
This article explains how to model withdrawals from a 529 plan.
Written by
Michelle Dash
Updated over a week ago
How do I model inherited IRA withdrawals?
This article will show you how to model manual inherited IRA withdrawals.
Written by
Michelle Dash
Updated over a week ago
How do I simulate delaying RMDs?
This will show you how to model delaying RMDS while you continue working.
Written by
Michelle Dash
Updated over a week ago
How do I model an employer match?
This will show you how to model an employer match in your retirement plan.
Written by
Michelle Dash
Updated over a week ago
Savings
Where do I model dividends?
This article explains how to model dividends in PlannerPlus.
Written by
Michelle Dash
Updated over a week ago
Where do I add cash value for life insurance?
This article describes where to model life insurance.
Written by
Michelle Dash
Updated over a week ago
Score
Why am I getting different indicators for score and Monte Carlo simulations?
This article will explain the difference between how to score and Monte Carlo simulations are calculated.
Written by
Michelle Dash
Updated over a week ago
Medical
How is the Medicare Estimation Calculated?
This explains the assumptions that are included in the Medicare Estimation
Written by
Michelle Dash
Updated over a week ago
How do I model delaying Medicare?
This article will explain how to model delaying Medicare when you have employer sponsored coverage.
Written by
Michelle Dash
Updated over a week ago
How do I turn off long term care assumptions?
This article explains options for modeling long term care.
Written by
Michelle Dash
Updated over a week ago